Transparent Pricing

Pay only for what you need

Start free as an individual, grow into business tools, or request a custom enterprise package. No hidden charges, no surprise fees.

Per-Transaction
Subscription

Personal

For individuals managing everyday cross-border transfers and currency exchange.

Free to open a wallet — no monthly fee
Market-rate fees apply per transaction
  • Multi-currency wallet (USD, KES, GHS & more)
  • Send money to bank & mobile money
  • Real-time FX exchange
  • Transaction history & exports
  • KYC verification
  • Payment collection tools
  • Bulk payment routes
  • Dedicated account manager
Get Started Free
Most Popular

Business

For merchants, teams, and growing companies collecting and managing higher volumes.

Volume-Based competitive rates for growing businesses
Better commercial rates at scale
  • Everything in Personal
  • Payment collection tools
  • Bulk payment routes
  • Reconciliation & reporting
  • Team account access
  • API access (coming soon)
  • Priority support handling
  • Custom integration flows
Talk to Sales

Enterprise

For organizations needing tailored integrations, dedicated support, and custom commercial terms.

Custom tailored to your operational scale
SLA-backed uptime guarantee included
  • Everything in Business
  • Dedicated onboarding team
  • Custom workflow automation
  • Full API integration support
  • Custom reconciliation flows
  • 24/7 escalated support
  • Dedicated account manager
  • Compliance & audit support
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How Fees Work

Transparent. Predictable. Fair.

Our structure is built around your actual usage — no monthly minimums or hidden platform fees.

Transaction Method

Bank transfers, mobile money, and card routes carry different operational costs. We pass the actual cost through transparently with a small service margin.

Bank Transfer M-Pesa Card Payout
Transaction Volume

Higher recurring volumes unlock better commercial terms. Business accounts above threshold amounts qualify for negotiated rate agreements.

Low volume: standard rate High volume: reduced rate
Support Package

Standard support is included across all accounts. Advanced operational support, custom reconciliation, and dedicated onboarding are enterprise-tier.

Email & Chat (all) Priority (Business+)
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Everything you need, clearly listed

Feature Personal Business Enterprise
Core Features
Multi-currency wallet
Send money (bank & mobile money)
Real-time FX exchange
Transaction history & exports
Business Tools
Payment collection tools
Bulk payment routes
Team account access
Reconciliation & reporting
Enterprise
Custom API integration
Dedicated onboarding
24/7 escalated support
SLA uptime guarantee
Support
Email & chat support
Priority support
Dedicated account manager
FAQ

Frequently asked questions

No. PesaAfrica does not charge any monthly subscription or platform access fee. You only pay fees on transactions you actually make. Personal wallets are completely free to open and maintain.

We use real-time mid-market rates as the base and apply a small transparent margin for each currency pair. The exact rate is shown to you before you confirm any exchange or payment — no surprises.

Yes. Reach out to our sales team at any time to unlock business tools. There's no migration cost — your wallet history and balances remain intact.

We support mobile money (M-Pesa, MTN Mobile Money, Airtel Money, and others), bank transfers across 20+ African countries, and card payouts. Availability varies by country.

Minimums vary by payment method and corridor. Typically the minimum is equivalent to $1 USD for most routes. Exact limits are shown inside the payment flow for your corridor.

Contact our team via the contact page or email enterprise@pesaafrica.com. We'll schedule a call to understand your volume, corridors, and integration needs, then provide a tailored proposal.

Start for free today

Open your wallet in minutes. No commitment, no credit card required.

Create Free Account Talk to Sales
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